Standing By You. Since 1850.
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Filling the gaps.

Protecting what retirement worked so hard to build.

For many, turning 65 means shifting to Medicare coverage. But even with Medicare Advantage, Medicare Supplement or traditional Medicare, gaps remain, leaving retirees responsible for deductibles, coinsurance and unexpected expenses.

ManhattanLife’s product solutions were designed to help bridge these gaps. This comprehensive portfolio helps protect retirement savings, reduce financial surprises and give policyholders confidence that they’re prepared for what life may bring.

Whether it’s a single layer of protection or a more comprehensive package, ManhattanLife’s products allow individuals and families to build coverage that fits both needs and budget—today and throughout retirement.

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For the predictable unpredictables.

Retirement invariably brings challenges. The only questions are what and when. ManhattanLife offers a wide range of products designed specifically to address the financial risks seniors face, from unexpected accidents to extended care needs.

Accident Insurance
Accident Insurance

Coverage for the unexpected

Accidents can happen at any age, and recovery often comes with unexpected medical costs. Accident coverage helps offset out-of-pocket expenses related to injuries, follow-up care, rehabilitation and more, with coverage available up to age 84.

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OmniFlex™ Short-Term Care
OmniFlex™ Short-Term Care

Coverage that adapts with you

OmniFlex helps offset the rising costs of assisted living or nursing facility care or daily support. Its industry innovative Fast-50 Benefit waives the elimination period, providing 50% of the accumulated daily benefit on day one for care at home from a spouse, family member or friend. Other benefits may include inflation protection and home care riders, helping individuals maintain care flexibility as needs evolve.

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Final Expense
Final Expense

Helping to ease the burden

Final Expense coverage helps ensure loved ones aren’t left with financial burdens during an already difficult time. A whole life policy, it provides guaranteed benefits that can be used to cover funeral costs, medical bills or other outstanding expenses, with premiums and benefits that remain consistent over time.

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Doing the right thing for the long term.

For more than 175 years, ManhattanLife has built its reputation on financial strength, responsible management and a commitment to doing right by policyholders.

That legacy continues today. Our broad portfolio of products allows individuals to build coverage that works alongside their existing plans, whether they’re protecting retirement savings or preparing for future care needs.

Just as important, ManhattanLife manages its policies directly. Claims processing and customer support are handled by dedicated teams, providing responsive service and reassurance that when questions come up, we’ll have answers.

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Helping producers deliver. And grow.

For producers, our senior solutions are more than a set of products. They are a framework for helping clients address real financial risks in retirement.

While many agents focus primarily on Medicare coverage, those plans can leave meaningful financial gaps. By identifying those gaps and offering additional security, producers can better serve their clients.

ManhattanLife supports producers with tools designed to simplify the process, from streamlined enrollment systems to technology that allows multiple products to be quoted and submitted together. This makes it easier for agents to provide comprehensive coverage while saving time and improving client retention.

The result is a more proactive approach to serving clients, one that helps promote healthy living and safeguard retirement savings while allowing producers to grow their business through deeper, longer-lasting client relationships.

After all, long-term relationships are the best kind.

Contact us to learn more about our products, service approach and how we support producers and policyholders at every stage of life.

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